Free retirement calculator
built for Australia

What it counts that most calculators don't

• Superannuation — your balance, contributions and how long it lasts in retirement.
• The Age Pension — what Centrelink may pay you at each age, with the assets and income tests built in.
• Your home — downsizing, moving, or staying put all change the answer.
• Tax and inflation — the numbers are in today's dollars so they're real, not fantasy figures.
• Couples — include a partner's super and plans, worked out as a household.
• UK State Pension — worked in the UK before moving here? It counts that too.

Free to try — an account unlocks the rest

Use the calculator straight away, no sign-up, no email. To keep your plan, model life stages (retire at 60 vs 65, work part-time, sell the house), save scenarios and download reports, create a free account — the 7-day trial covers the whole product, no card needed.

Common questions

Is it really free?

Yes — the calculator is free to use with no sign-up. The account free trial unlocks saving, scenarios and reports.

Does it include the Age Pension?

Yes — that's the part most calculators skip. You'll see how super and the pension work together at each age.

How much super do I need to retire?

There's no single number — it depends on the life you want. Put your figures in and it shows your answer, not an average.

Is my information safe?

Nothing you type is sent to a server while you're just trying it — the numbers stay in your browser. See our privacy policy.