RetirePath is a subscription because retirement isn't a one-off question — it's a plan that changes as your life does. A one-off report goes stale; a live plan stays right.
See the answer on your real numbers first.
$0
No card needed
Your plan, live for as long as it matters.
$12/month
or $120/year — two months free
Less than a coffee a week.
AUD, GST inclusive
Run client scenarios in the room — sharper conversations, priced per seat.
Let's talk
Early access
For context: a one-off retirement report from an adviser runs $2,000–$3,000 — and it's out of date the first time your salary changes or the rules move. RetirePath is $120 a year for a plan that stays live every time life does.
Because a retirement plan isn't a document — it's a living thing. A report you buy once is wrong within months: your salary changes, the house market moves, pension rules get rewritten. The subscription keeps your numbers saved and your plan live, so every check-in gives you today's answer. It also means we keep improving the model — and your plan benefits automatically.
Yes — monthly means monthly. Export your plans before you go; they're yours. No lock-in, no exit fees.
No — RetirePath is a planning and modelling tool. It shows you what your numbers imply; it doesn't tell you what to do. Many members use the exported reports to have better, cheaper conversations with a licensed adviser.
Yes. The model includes superannuation drawdown, the Australian Age Pension (with means-testing awareness), and an optional UK state pension for people with years abroad — plus salary, part-time work, rent and mortgages.
Your plan lives behind your own login, isolated from every other account, over HTTPS. We never ask for bank credentials and never touch real money — see the security page.
A RetirePath account models a household — income and pensions for both partners go into the one plan. One subscription covers the household.
Still unsure? Talk to us — a real person answers.