Guides
Retirement, explained like a mate would
The questions Australians actually ask — answered in plain English, with the current rules. When you're ready, put your own numbers into the free calculator.
The questions Australians actually ask — answered in plain English, with the current rules. When you're ready, put your own numbers into the free calculator.
What $500k in super actually buys — and how the Age Pension stretches it further than most people expect.
Why there's no magic number — and the three questions that produce yours.
The assets test and income test limits, in plain numbers — 2026–27 rates.
What happens when the exempt home becomes countable cash — and the downsizer rule.
The preservation age, what "retired" legally means, and bridging the gap to the pension.
The frozen-pension rule, topping up National Insurance years, and how to claim from here.
Tap super while still working — the 2017 rule that killed the famous tax trick, and when it still earns its keep.
The Work Bonus and the income test free area — how much you can earn before the pension notices.
These guides explain the rules — the calculator applies them to your numbers.
Open the free calculator