Retirement planning for real people

Can I afford to retire?
Now you have the answer.

RetirePath turns your salary, super, home and spending into one clear picture — when you can stop working, what you can spend each week, and the age your money lasts to. Then it stays live: change one number and the whole plan recalculates.

Free trial · live plan, not a one-off report · no card needed · runs in the browser — nothing to download

app.retirepath.au — Overview
The RetirePath overview showing a plan health score and key retirement figures
The real product — your whole plan on one screen.

Sound familiar?

Most people plan retirement on a napkin, a spreadsheet, or a one-hour meeting they can't quite remember. Here's what changes when your plan is a living thing.

The usual way

  • A one-off report that's out of date before the ink dries
  • "Can I afford to stop at 60?" answered with a shrug
  • Sell the house? Downsize? Rent? Never compared side by side
  • Pay an adviser $3,000, then never touch the plan again

The RetirePath way

  • A live plan that updates the moment your life does
  • A clear answer: the age your money lasts to, in plain numbers
  • Keep, downsize or rent — all three compared on your real figures
  • Check in any time — a pay rise, a sale, a market dip — for one low subscription

From question to answer in one sitting

No spreadsheets, no jargon. A guided setup, then the answer — and tools to keep refining it for years.

1

Tell us about you

A setup wizard walks through salary, super, home and bills — plain questions, not finance-speak.

2

Get the verdict

Your plan's health score, the age your money lasts to, and how your spending compares to a comfortable retirement.

3

Play with the levers

Retire earlier? Spend more? Sell the house? Slide the numbers and watch every outcome change instantly.

4

Keep it current

Life changes — jobs, property, family, laws. Your subscription keeps the plan alive so it's always today's answer.

Walk through the full journey →

Built for the questions people actually ask

Not a generic budget tool — a model of your retirement, from your last pay cheque to the age you choose. Click any card for the detail.

See it working

Real screens, not renders — this is the product as members see it.

Housing options
Three housing scenarios compared side by side
Keep, downsize or rent — every option priced on your numbers.
Life stages
Life stage spending timeline
Spending by life stage — active years first, quieter years later.
Income & spending
Income and spending controls
Money in, money out — every source shown year by year.
Reports & tools
Reports and fine-tuning tools
PDF fact sheets, saved plans and fine-tuning tools.
↻

A plan that lives, not a report that ages

A financial plan printed once is wrong within a year — pay rises, property prices, pension rules, a renovation, a grandchild. RetirePath is a subscription on purpose: your numbers stay saved, and the moment life changes you update a figure and see the new answer. Checking in costs you minutes, not another adviser appointment.

Works on whatever you already own

Phone, tablet or laptop — RetirePath runs in a normal web browser. No downloads, nothing to install. Your plan syncs to your account, so the numbers you set on the couch are there on your phone.

Our story

"Everyone around me was guessing when they could retire. I wanted a real answer — so I built the tool that gives one."
Read why RetirePath exists →

Find out where you stand today

Free trial — set up in about ten minutes with your real numbers, and keep it live as your life changes.

Start your free trial

Questions first? Talk to us